If you are in total control of your money and am in an excellent financial situation, please go on and skip this post. Otherwise, read on! 🙂
Like many people, I dread the B word. Yes, budget. To me, it’s all about restraint and a life of lack. I went on my merry way and like so many others, am now in debt. Having heard of Dave Ramsey, I decided to order his book (second hand off ebay) and start reading. I got so inspired that I made a budget for July!
Here is my budget on a clip board at the fridge 🙂
We have a few more days till July and I urge you to create your July budget today! 🙂
This will be my cash envelope for July. As you can see, I made my budget and set aside money for various categories (Groceries, Household, Eating out, Entertainment, Personal, Clothing and Gas). You can categorize however way you want 🙂 For example, although my tab says gas, parking comes from that envelope too. As for personal, I decided to loop beauty and toiletries as well as books in there.
There comes a time when you have read all that is to know about a subject and it’s time to just do it. Plunge in. I’ll be there beside you!
* Found the last picture on the internet. Please let me know who it belongs to so I can credit it.
* My personal views.